Mortgage Questions Answered

Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.

Billy Malone, Loan Officer at NEXA Lending. NMLS #1985001. Call (630) 870-8705.

Frequently Asked Questions

Who is Billy Malone?

Billy Malone is a Loan Officer at NEXA Lending (NMLS #1985001). Expert mortgage loan originator in Florida and 3 more states helping first-time buyers, refinancing, and home purchases. Licensed #1985001.

What areas does Billy Malone serve?

Billy Malone is licensed to provide mortgage services in Florida, Georgia, Illinois, and Wisconsin.

What services does Billy Malone offer as a mortgage loan officer?

Billy Malone offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida, Georgia, Illinois, and Wisconsin. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.

How can I contact Billy Malone?

You can call (630) 870-8705 and email bmalone@nexalending.com to get started or ask about current mortgage rates and pre-approval.

What is Billy Malone's NMLS number?

Billy Malone's NMLS license number is 1985001. You can verify this license at nmlsconsumeraccess.org.

How do I get pre-approved for a mortgage with Billy Malone?

Getting pre-approved is simple: share your income, assets, and credit details, and Billy Malone will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.

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Frequently Asked Questions

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